Attention homeowners in Summit Point and Jefferson County: Get an Appraisal today!

Here are the top seven reasons why WV homeowners hire Mountaineer Appraisals LLC:

To get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
Challenge a property tax assessment
Remove PMI to cut your monthly mortgage payment
To reinstate your Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
In the case of a WV divorce, where real estate property needs to be divided
Determine the true market value of real estate in question to settle an estate in Jefferson county or WV

Own a home in or near Summit Point, WV and need help deciding the value of it?
Contact Mountaineer Appraisals LLC.

At Mountaineer Appraisals LLC, we understand the particular needs of a homeowner after appraisal services. Our customary business clients get the appraisal process and the standard documents we provide. As our non-traditionalclient, you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your property's price, and not just how much your house is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value opinion than yours.

Need to cancel PMI?

A fashionable money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Mountaineer Appraisals LLC, we're seasoned in helping customers just like you do away with unneeded and unwanted PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your house overvalued if you live in a region that's declining or is not appreciating as much as other houses close by. This only means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. An appraisal from Mountaineer Appraisals LLC is your chief weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may decide to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. Not only can this be annoying from a cash flow standpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Mountaineer Appraisals LLC can help you reinstate your home equity line of credit with an expert appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a seasoned appraiser to double-check your appraisal for accuracy, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had done before. Even though this is typically requested by banks, you may want to employ this service if you suspect mortgage fraud related to your home.